Main Responsibilities
Achieve the bank's SME loan targets
Ensure effectiveness of departmental internal controls
Maintain and exceed established targets and quality standards and eliminate bottlenecks that affect departmental productivity.
Take lead in driving the SME business through netowrking and promoting SME activity with Credit Officers, BLC Managers and Branch Managers
Prepare credit reports for new proposals and renewals and provide guidance on structuring of credits, due diligence and KYC so as to ensure that credits meet bank's standards.
Qualifications Degree
Requirements
Bachelors Degree in Business Management or Finance/Economics
A minimum of 3-5 years' experience lending to entrepreneurs in the micro and small enterprises sector
Ability to manage multiple priorities and deadlines
Excellent planning, organizing and problem solving skills
Excellent leadership, conflict management, negotiation and team building skills
Excellent oral and written communication skills in English
IT Skills
Experience
Must have good practical knowledge of credit portfolio management in the financial services sector and the foresight to see how the intricate day-to-day credit related activities link with adn support the achievement of the mission and vission of the bank
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